When somebody dies without having a Will this is called ‘ Dying Intestate’. This means that the law will decide how your hard earned assets are distributed.
Nobody really wants this to happen but with 60% of adults not having a Will this is a common occurrence.
Anybody that doesn’t have a Will should definitely get one. People put off writing a will because they don’t like talking about death but in reality it happens to us all at some point so we need to be prepared.
The Rules of Intestacy
If you are married or in a civil partnership and have no children – Your Spouse will receive the whole of your estate.
If you are married or in a civil partnership and have children – Your Spouse/Civil Partner will receive all your personal possessions, the first £250,000 and then half of what remains. Your children would receive the other half of what remains in equal shares.
If you are not married or there is no surviving Spouse/Civil Partner or children, then the whole of the estate would go to the next highest relative in order of importance. The law says the order of importance to be:
Brothers and Sisters
Nieces and Nephews
Uncles and Aunts
If you have none of the above relatives then the whole of your estate would go to the Crown.
Unmarried partners, common law spouses, ex-partners/spouses, step-parents, step-children or close friends are not included within the Intestacy Rules, which means if you die intestate, none of these people would be able to benefit from your estate.
Making a Will is never too early and so for a small investment of your time and money you can decide who gets what you have worked for whilst also protecting your loved ones.
My name is Natali and I am the founder and owner of Life Choice Legal.
I am a mum of 3 to Ewan, Charlie and Isla and wife to my dearest husband Mark.
As well as being a wife and mum I am also a career girl!
I studied Law at the Metropolitan University of Manchester whilst working in many law firms before graduating in 2007 and eventually qualifying as a Solicitor.
I have covered many legal disciplines since starting out my career in law, including prison law, road traffic defence, personal injury, employment law, data protection legislation and of course wills and probate.
After working for many years and hours in various law firms, juggling my career and my family I finally took the leap to start my own business and I am so happy I did!
Having an interest in wills and probate I became a member of the trusted Society of Will Writers (SWW) which is a non-profit making self regulatory organisation, that seeks to protect the public and serve the interests of active professionals in the field of will writing.
I now provide a range of services including will writing and lasting powers of attorney, which I thoroughly enjoy. I work to my own schedule, days, evenings and weekends to suit my client needs but all of which works perfectly around my family.
I get to do both, look after and enjoy my family whilst fulfilling my career at the same time!